Student Health Insurance
Westminster College has negotiated an affordable and comprehensive health care plan for our students and their dependents.
2025/2026 Student Insurance Rates and Effective Dates:
Fall ( 08/01/2025 - 01/10/2026)
Student Only........................................$858
Spring (01/11/2026 - 07/31/2026)
Student Only........................................$1,058
Annual ( 08/01/2025 - 07/31/2026)
Student Only........................................$1,916
Students who are U.S. citizens or who have domestic classification and have health insurance coverage through another entity (parents, spouse, etc.) that provides coverage in Missouri will not be required to buy the College-sponsored plan but must opt-out of the student insurance online before August 31st.
All returning and new Fall Semester Students will be able to opt out from May 21, 2025 until August 31, 2025. Action must be taken by August 31st at 5pm.
All new Spring Semester Students will be able to opt out from November 26, 2025 until February 6, 2026. Action must take action before February 6th at 5pm.
The opt out process will not be live until 5/21/25 for the fall and 11/26/25 for the spring semester.
International students are required to use the College-sponsored health insurance. A fee for this mandatory health insurance is applied to each international student's account. The insurance plan for international students covers the majority of medical needs. There are exceptions to the policy and international students may have to cover additional fees. For more information or clarification of the policy, please contact The Wellness Center at 573-592-5361 or via email at wellnesscenter @WCMO.edu . The Wellness Center is able to assist you with any of your medical or insurance related issues.
For more information about the student insurance plan, click the links below:
Summary of insurance benefits (2024-2025)
To opt-out, the student will need to complete the online form including providing proof of other health insurance coverage. The opt-out process must be completed by all returning and new students every academic year. If a student begins classes for the Spring semester, they will need to opt-out for the Spring semester only. Directions being sent to student e-mail. Click here to opt-out.
- Student accounts will automatically be billed for the cost of insurance after the deadline unless the student has opted out. There will be no refunds given for insurance after the above listed opt-out deadline dates.
Required Forms
The Wellness Center requires all new and transferring students to turn in their immunization records and complete a health form, a tuberculosis questionnaire/screening BEFORE the first day of class attendance.
The forms are located on MyWC, along with the New Student Checklist, and must be completed and submitted. Please be sure to submit the required immunization documents, which are also listed on the checklist.
If you need any assistance or have any questions, please email us at wellnesscenter@WCMO.edu or give us a call at 573-592-5361.